According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.
Hail roof damage repair.
The sun s ultraviolet uv rays can weaken the exposed areas of your roof and make them brittle and susceptible to leaks.
While you cannot see this from the ground the loosened granules will often end up where your gutters drain.
But metal clay and slate roofing can also be difficult.
Hail can loosen the granule coating that protects your roof potentially exposing your roofing system to the elements and the harmful effects of sunlight.
Clay and slate roofs will usually have cracks or gouges when the stones hit while metal roof repair will show dents from the impact of the hailstones.
In many cases this is a costly insurance claim.
However under the right circumstances even a relatively new roof or one that s been meticulously cared for may fall victim to hail damage and may require a serious leak repair for your roof.
Why you should address hail damage asap.
Other risk factors include.
Hail damage to other types of roofing systems shingles might be the trickiest type of roof to assess for hail damage.
The severity and length of the storm.
Typically a policy covers problems that are sudden or.
The shingles hit by hail have loosened the bond with the granules to the asphalt layer.
Roof hail damage is one of the main reasons for roof repair in indianapolis and the surrounding areas.
That s why selecting the right roofing company like stay dry roofing is important when considering roof hail damage repair.
Cosmetic hail damage refers to damage that does not affect the viability of the roof to perform its function.
They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.
In 2013 the american association of insurance services introduced a cosmetic damage exclusion to allow insurers to avoid coverage for cosmetic damage.
Types of roof damage covered by your insurance will depend on the policy s terms and the reasons your roof needs to be repaired or replaced.
The cost to repair hail damage will depend on several factors including the type of insurance you have the number and size of dents from the hail the parts of your car that were damaged and whether or not you are able to negotiate with your insurance company.
In many instances it can become an expensive insurance claim.
E xperts agree hail damage is a necessary and critical roof repair.
That s why it s so important to choose a reputable roofing company like titan roofing to assess any roof hail damage.